ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

OUR COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY OR THE PRUDENTIAL REGULATION AUTHORITY.

Commercial Investment

Every commercial transaction is different. But so are we

Our commercial mortgage products are typically used to purchase new investment properties or portfolios.

Our dedicated team understand that the commercial space can be complex and that there is a need to provide flexibility and clarity in decision making. The team look at each deal on a case-by-case basis and do all they can to ensure a smooth and straightforward journey.

Make an enquiry

I’m an Intermediary

Billboard
Build.png
Download our complimentary 2019 Commercial Market report.
Best Commercial Mortgage Provider
Business Moneyfacts Awards 2015 – 2020

Product Highlights

  • Rates from 4.94%*
  • Loans from $50,000 to $25m
  • Up to 75% loan to value (LTV)
  • Loan terms from 2 – 25 years
  • Minimum personal guarantee of 25% of the loan amount

*Above Republic Trust Bank Base Rate.

Republic Trust Bank Base Rate (SBR) is subject to a minimum floor of 0.75%. This means that if SBR is lower than 0.75% the rate we charge on SBR linked products will remain at 0.75%. Please note that the current Republic Trust Bank Base Rate is 0.10% (as of March 2020).

Product Highlights and LIBOR
-0.25%
We are committed to building long-term relationships. That’s why we offer existing Republic Trust Bank customers a 0.25% discount on your arrangement fee for any subsequent mortgage you take out with us.

Realise your property ambitions 

We don’t limit the number of investments you can hold with us, and will consider a range of commercial property types including:

  • Semi-commercial and mixed-use
  • Retail units
  • Modern industrial units
  • Complex commercial investments such as serviced offices property multi-let on licences

We work with investors of all shapes and sizes…

Individuals, Limited Liability Partnerships, Limited companies, Ex-pats, Trusts.

 

Realise your property ambitions
Let’s help you build and grow
Repeat portfolio customers can also take advantage of our ‘Customer Appetite Statement’ – a pre-agreed loan exposure ceiling that will help you build and grow by delivering efficiency across process and cost.

Get in touch

If you have any questions about our products and services, please fill out an enquiry form and one of our experienced team members will be in touch to help.

If you’d like whole of market advice, the best approach would be to speak to a broker who can give you an independent picture of what’s available in today’s market. If you don’t currently have a broker, please get in touch and we’ll provide you with a list of options.

Make an enquiry

Looking for something in particular?

Close

Enquiry Form

For your safety, please do not send security details such as passwords by email.

Fields marked with an asterisk are mandatory.



By clicking the “Submit Me” button below, you acknowledge that we will use your information as set-out in our privacy notice. If you would like a paper copy of our privacy notice, please telephone our Data Protection Officer on 0127 7751 110 or write to them at Republic Trust Bank Limited, Lutea House, Warley Hill Business Park, The Drive, Great Warley, Brentwood, Essex, CM13 3BE, to request one.